Thanks for downloading our ebook, an email has been sent to you – please enjoy the read. We’d like to invite you to read some of our recent educational blogs if you’d like some further reading!

The Emanate Difference

Here’s how our focus on you ensures you get the right solutions

Commitment to education and understanding
Too often we meet clients that have absolutely no idea how their finances have been setup, and no one has explained the ins and outs of the products they are on.

Our approach to your financial position is education focused – we truly believe that if we can educate you along the way, we can empower you understand you own finances and take control of your financial future.

We don’t take no for an answer
It can be heart breaking and discouraging when the banks say no – and to make it worse, you rarely get a real answer on the ‘why?’. We have a direct line of communication to bank’s loan assessors – you’d be surprised at just how often the banks say no because they have missed something, or misunderstood their own policy.

We know the ‘tricks of the trade’ and take the time to understand your situation, we know how to turn the bank’s around!

Committed to you now, and into the future!
Once your loan settles, we don’t just leave you there. We understand that your circumstances change, as do the bank’s – that is why we take a pro-active approach to your annual reviews.

What is right for you now might be obsolete in 12 months’ time – perhaps you have more equity in your property, or perhaps some exciting new products have emerged?

Will contact you each and every year for you review. You don’t need to call us, you can set and forget and rest easy knowing that when the time comes – we will call you for you review.

‘Too hard basket?’ – Not us!
We turn away no one! We will always provide you will a full review regardless of your situation. Even if you have bad credit, been turned away elsewhere or have bazaar circumstances – we will provide you the curtesy and answers you deserve.

If for some reason we are unable to find a solution for you now, we will work with you for as long as you need until we can find a way to achieve your goals!

The Vital Checklist for First Home Buyers

The Vital Checklist for First Home Buyers

If you’re planning on buying a house, you should be familiar with the most crucial aspects related to the process itself, as well as the consequences of that process. We’ll take a quick look at these and pair them up with brief, but clear explanations.

read more
How to Increase Your Borrowing Capacity

How to Increase Your Borrowing Capacity

Banks are tightening their lending criteria everyday – it’s becoming hard and hard to borrow. Property prices are going up, wages are not keeping up and banks and asking more questions than ever before. So how can you increase your borrowing power? Here are a few simple tips that may help!

read more
10 Things You Must Know Before You Refinance Your Mortgage

10 Things You Must Know Before You Refinance Your Mortgage

While it is definitely true that refinancing could help you save money, over the course of time, it isn’t always the case. In fact, there are several things you should consider before going down this path. So, we’d like to outline the main mistakes that Aussies are likely to make when it comes to refinancing.

read more
15 Crucial Ways To Find Property Bargains

15 Crucial Ways To Find Property Bargains

We all want to buy property below market value! Here’s 16 crucial tips to hel you source a property bargain!
Buying a cheap or unpopular property today, doesn’t always mean you’ve got a sour lemon. It just means the market isn’t there for that property today.

read more

Home loans

Solutions for the first home buyer, your next home, and for the self-employed

Vehicle and Asset Finance

Finding creative solutions to enable you to drive the car you really want

Personal Loans

Lifestyle finance solutions and anxiety-reducing debt consolidation

Investor Finance

Investor solutions to enable you to grow your portfolio and long term wealth

Business finance

Accelerate growth and profit with business and equipment solutions

Insurance Solutions

Find out what cover may be available for the unexpected

What our clients are saying

“We’ve been using Daniel Reid as our personal mortgage broker for approximately 5 years. We continue to use and recommend Daniel due to his outstanding service. He rings us and keeps us informed and checks in on us. Even when he was on holiday overseas he rang to make sure everything had gone through smoothly for us.

He is efficient, friendly and professional. We will not hesitate to follow him for his services anywhere he goes.”


Craig & Celia Plane

“Daniel Reid has renewed my faith in using a consultant. Daniel began this journey with us 2 years ago when we started talking about buying a house. Through many seemingly impossible obstacles and a myriad of dramas, Daniel patiently worked with us – he never gave up and kept trying to find solutions so we could have our dream of home ownership. This dream has now come true in no small part due to Daniel’s patience and ability to think outside the box.

I would trust Daniel with all my future financial adventures and would also happily recommend him to others. “


Georgia Bolwell

“Daniel Reid is excellent with his communication. The way he explains everything is very easy and understandable. Daniel communicates and informs you of every detail and development of the application process. He has an excellent attitude and his professionalism is of a very high standard.

Keep it up Daniel – very thankful and happy.”


Caballero Family