Property lending
within your SMSF


YES! You can

with Enamate Finance

Helping you grow your long term wealth




Property within a SMSF…YES! you can!


Self-managed super fund, or ‘SMSF’ lending gives you the ability buy property within your Superannuation fund, without using your own savings and cash flow.

There are various potential advantages, ranging from long term wealth creation, tax benefits and having full control over how your nest egg is managed.

Before making a decision on SMSF there are a range of things you need to consider and professional advice you may need to seek – the key professional advisors will be your financial planner, accountant and mortgage broker. If you don’t have either of these, we can connect you with the right advisors to help you make the right decision and put the correct structure in place.


Complete the form below and lets see what we can do for you

Questions about buying property with your SMSF?


How much deposit do I need?
Deposit requirements range depending on which lenders you are eligible for. Most SMFS loans will allow a 60-80% loan to value ratio on your SMFS purchase, equating to a 20-40% deposit requirement.

If you’re superfund doesn’t have the required balance, there may be options to top up your balance.

We’ll help you understand each option, who you qualify for and how to ensure the best chance of success with your chosen option.

How much can I really borrow?
SMSF is a highly specialised area of finance. Our proactive approach to understanding your borrowing capacity ensures you can go house hunting with some certainly over just how much you can really spend.

We provide a full assessment of your financial position to ensure we understand which lenders you qualify for, and how much each will lend to you.

How long will it take
Our initial discussion will take no more than 15-20 minutes over the phone to ascertain what options may be available to you.

From there we can give you all the information you need to guide you on your way, if you’re happy with what we’ve spoken about we can arrange a pre-approval to give you peace of mind and ensure you can put forward a strong purchase offer. Each lender will have a different application time frame and we can advise you of what they are.



Lets find out what is possible for you.

Give us a call or complete the form below

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