Refinance with
equity release

Giving you lifestyle choices

Why you should talk to us!



Release equity to move towards the lifestyle you deserve


There may be many situations where you need funds for personal use. Sure there are many personal finance options available, and we can help with those – but sometimes it makes more sense just to use the available equity in your home.

Whether for renovations on your home, installing solar panels, investing your money elsewhere or just wanting to purchase new car – a mortgage top up, or ‘cash out’ could be a way to achieve this under more favourable circumstances than other options and provides you with more control over how quickly you pay it off.

Why have multiple repayments to multiple lenders with higher minimum repayments when you can simplify your monthly expenses with one easy to manage repayment? In fact you could actually pay your mortgage off faster by using the savings you’ve made to pay down your mortgage!


Complete the contact form below or give us a call and let’s make it happen

Questions about releasing equity?


How much can I save?
We will provide you with a full review of your mortgage and provide a comprehensive lender comparison that will break down each lenders fees, charges and interest rates to make it clear just how much you can save.

It’s not uncommon to save half a percent or more on your rate, we’ve even seen reductions as high as 3 or 4 percent on a home loan rate. A 0.5% savings on a $400,000 mortgage could be as much as $160 or more per month – it makes sense to take a proactive approach to your finances with regular reviews.

*$160 per month calculated based on a $400,000 mortgage x 0.5% (reduction in the interest rate) divided by 12 months.

Do I need to change banks all the time to keep a good rate?
We take a pro-active approach to annual reviews and will contact your every year. The purpose of your review is not to change lenders every year, but to ensure that what we set up for you is still working as expected and is still competitive – in most cases there won’t be a need to make any changes at our annual review.

It could be a simple change with you current lender, or no change at all – or perhaps there is another bank worth considering? Whatever it may be, we will be sure to let you know when the time comes.

How long will it take
Our initial discussion will take no more than 15-20 minutes over the phone to ascertain what options may be available to you.

From there we can give you all the information you need to guide you on your way, if you’re happy with what we’ve spoken about we can arrange a pre-approval to give you peace of mind and ensure you can put forward a strong purchase offer. Each lender will have a different application time frame and we can advise you of what they are.



Lets find out what is possible for you.

Give us a call or complete the form below

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