Refinance Solutions

Find out how much you can save every year

with an Enamate refinance review

Are you paying too much for your mortgage?


A recent report revealed that most home owners haven’t taken advantage of Australia’s record-low interest rates, paying on average an extra 1.75% higher than the lowest rates available on their home loan.

The same report uncovered that over 90% of Australian’s don’t even know what the interest rate is on their mortgage!

Home owners who refinance are often putting significant amounts of cash back in their pockets every month.


Do you want to pay less for your mortgage?


Another study revealed that savvy Australian’s who shopped around to find better interest rates and essential services saved a combined $2.5 billion per year. If the whole nation switched, Australians could save a staggering $11.6 billion per year.

You may be one of the many who are overpaying and we would like to put that right, and the money back in your pocket!

Questions about your Refinance??


How much can I save?
We will provide you with a full review of your mortgage and provide a comprehensive home loan lender comparison that will break down each lenders fees, charges and interest rates to make it clear just how much you can save.

It’s not uncommon to save half a percent or more on your interest rate, we’ve even seen reductions as high as 3 or 4 percent on a home loan rate. A 0.5% savings on a $400,000 mortgage could be as much as $160* or more per month – it makes sense to take a proactive approach to your finances with regular reviews.

*$160 per month calculated based on a $400,000 mortgage x 0.5% reduction in the interest rate divided by 12 months.

Do I need to change banks all the time to keep a good rate?
We take a pro-active approach to annual home loan reviews and will contact your each and every year. The purpose of your review is not to change lenders every year, but to ensure that the mortgage we set up for you is still working as expected and is still competitive – in most cases there won’t be a need to make any changes at our annual review.

It could be a simple change with you current lender, or no change at all – or perhaps there is another bank worth considering? Whatever it may be, we will be sure to let you know when the time comes.

How long will it take
Our initial discussion will take no more than 15-20 minutes over the phone to ascertain what options may be available to you.

From there we can give you all the information you need to guide you on your way, if you’re happy with what we’ve spoken about we can arrange a pre-approval to give you peace of mind and ensure you can put forward a strong purchase offer. Each lender will have a different application time frame and we can advise you of what they are.



Lets find out what is possible for you.

Give us a call or complete the form below

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