Boat Finance

Experience the “on-board” lifestyle

with Enamate Finance

Sail away in style and drop anchor at your favourite fishing destinations with a boat loan from Emanate finance

We all have dreams in life, we can help make your dream of sailing the open oceans a reality.

You don’t have to be a millionaire to enjoy the waters – we provide a comprehensive review for all applicants, better yet we can seek a pre-approval so you know exactly what you can spend and ensure that it fits your budget and needs.

Lets find out what is possible for you.

Give us a call or complete the form below

Speak to us today for:

• Free quotes
• Fast pre-approvals
• Competitive fees and rates
• 100% finance options
• Low doc and self-employed finance

Secured and unsecured finance for all vehicles:

• New and used cars
• Dealership and private sale
• Motorcycles
• Caravans
• Trucks

Personalised options to suit your needs
We understand that your financial position is unique. We will ask you the right questions to understand your circumstances and will seek suitable options – even if you had credit issues in the past.

All applications considered
We promise to provide a full review for all applications, we won’t turn you away just because you don’t fit the regular mould, we will reviewing all possibilities and advise you of your options.

Price beat guarantee
We will beat any written quote or we will provide you with a $100 fuel voucher on settlement on your loan. See terms and conditions.

FACT: Financing a boat should NOT be complicated

If these are important to you…

Fast service?

Free pre-approvals?

Same day approvals?*

then let’s connect and see what we can make happen for you

Note: *Approval times differ dependent on the lender, however where required we will use a same day approval lender subject to eligibility. Approval times are based on when the lender receives the application and not based on your initial enquiry date and time.

Questions about your boat finance?

Personalised options to suit your needs

We understand that your financial position is unique. We will ask you the right questions to understand your circumstances and will seek suitable options – even if you had credit issues in the past.

All applications considered!

We promise to provide a full review for all applications, we won’t turn you away just because you don’t fit the regular mould, we will reviewing all possibilities and advise you of your options.

What is your Price beat guarantee?

We will beat any written quote or we will provide you with a $100 fuel voucher on settlement on your loan.

How long will it take

Our initial discussion will take no more than 15-20 minutes over the phone to ascertain what options may be available to you.

If you’re happy with what we’ve spoken about we can arrange a pre-approval to give you peace of mind and ensure you can put forward a strong purchase offer. Some lenders have the ability to approve loans with 1 – 2 days – others may take a little longer to assess your application.

Each lender will have a different application time frame and we can advise you of what they are.

Can I refinance a high payment boat loan?

YES you can! In the same way that there are lenders who offer the better rates than you may be paying for a home loan, the same may be the case with any vehicle financing. There are some things we must take into account specifically with boat loans due to the fees and set up costs, but we will give you the information you need to make the right decision for you.

We will be delighted to work with you to find out what is possible.

Lets find out what is possible for you.

Give us a call or complete the form below

Emanate Finance

5.0

Based on 78 reviews

review us on

Angelina Mcklaren

06:52 12 Jun 23

Would highly recommend Emanate Finance. Liz and her team went above and beyond for us. She was patient and took much time needed to find the best outcome for us. Would highly recommend these guys to anyone and everyone! Absolutely 5+++ stars ! Brilliant service, super friendly and very efficient! Thanks so much for helping us out. You rock!

Sunita Singh

11:15 17 May 23

Thanks so much, Cat Marriott, for making this process as simple as possible, for always being available for questions. We so appreciate your responsiveness and integrity. You've made our dream into reality. We won't hesitate to refer your great service if given the opportunity"Sunita & Sunil

Laurane Seeley

23:00 31 Mar 23

The service I received Emanate was quick and thorough. Cat, was very friendly and easy to talk to, was very patient with me on things I didn't understand until I understood them, and assistance was great with the online details that I wasn't sure of, I received help over the phone to finalise the paperwork. I recommend Emanate to anyone trying to refinance... Thanks for your help Emanate & Cat for all the help :)

ALISON REED

04:42 17 Mar 23

Matthew Bailey mortgage broker went above and beyond, constant contact with us and bank to be able to refinance and give us a much cheaper rate. He made it a nice and easy process .We doubted we’d be able to , he made it happen .cannot recommend him highly enough .

Nicola Hardy

09:38 08 Mar 23

Melanie has been an amazing support throughout the process. She has gone far and beyond for us on several occasions! I would highly recommend you contact her for a chat!! Thanks so much Mel!!!!!

M W

03:10 17 Jan 23

Great service with a strong client focus! Cat Marriott was fantastic to work with when it came to refinancing our mortgage. She understood our needs and made the whole task a lot easier for us...mainly for me who dreads dealing with the banks. I appreciate how she took the time to explain parts I did not understand and kept us consistently updated at each stage of the refinance process.

Amanda Bryant

09:39 15 Dec 22

Elizabeth Duck was absolutely amazing!!! We can’t thank her enough! With her assistance and support we were able to refinance our mortgage and it wouldn’t have been possible with out her fantastic support and guidance. Liz is so professional and kept us updated through the whole process. I will be highly recommending Liz to anyone! I also want to thank my friend Lisa who referred Liz to us, as she absolutely right when she said Liz was Fantastic!!