How will an offset account help reduce my home loan?

How will an offset account help reduce my home loan?

What’s All the Hype About? You may have heard the term ‘mortgage offset account’, but not quite sure what it’s all about or how it can help to reduce your mortgage faster. Also known as an offset home loan or interest offset account; this is a financial product...
Is rent-vesting a viable option to consider?

Is rent-vesting a viable option to consider?

What is Rentvesting? Have you ever come across the term rentvesting? Nowadays, you may find many young couples and families putting off their plans of buying their primary residence right away. Rentvesting is a new approach to wealth-building and you could look at it...
How Can I Help My Kids Get In To Their Own Home?

How Can I Help My Kids Get In To Their Own Home?

How Can I Help My Kids Get In To Their Own Home? Helping your kids earn their independence is a big deal for you as a parent, right? Do you ever wonder how you can help your kids get their own house? A parental loan guarantee is one of the options you can choose when...
Does a home loan refinance really save you money?

Does a home loan refinance really save you money?

If you could save thousands of dollars every year by simply switching lenders today, why wouldn’t you? After all, your bank isn’t going to call you up once a year to tell you that their competitor down the road is offering a better deal than they are – that just...
How to overcome ‘credit score’

How to overcome ‘credit score’

One thing I’ve learnt in my years as a mortgage broker; a declined application isn’t always a declined application, just like a failed credit score isn’t always the end of the road. There are several ways to get around a credit score issue – but for this you’re really...