What is a ‘credit score?’

What is a ‘credit score?’

You’ve probably heard the term ‘credit score’ thrown around, perhaps even had a lender tell you that your loan ‘failed credit score’, or was ‘declined due to credit score’ – so what is a ‘credit score’? And just how does this affect your application? As unfair as it...
What type of home loan is right for me?

What type of home loan is right for me?

Mortgage mаnаgеrѕ, bаnkѕ, сrеdіt unіоnѕ, brоkеrѕ, іnѕurаnсе grоuрѕ аll оffеr a seemingly еndlеѕѕ сhоісе оf lоаn орtіоnѕ – іntrоduсtоrу rаtеѕ, standard vаrіаblе rаtеѕ, fіxеd rаtеѕ, redraw fасіlіtіеѕ, lіnеѕ оf сrеdіt lоаnѕ аnd іntеrеѕt оnlу loans, the list goes...
5 Tips to Pay Off your Mortgage Faster

5 Tips to Pay Off your Mortgage Faster

One of the biggest financial investments you will make is securing a home loan. Paying off your mortgage as quickly as you possibly can always makes financial sense. It gets a huge burden off your shoulders and allows you to effectively manage your finances for growth...