Emanate Finance

 

Creative finance solutions

For now & and your future

Emanate Finance

Creative finance solutions
For now and Your Future

Brighten Your Future

Innovative Solutions For Home, Personal, Investor and Business Lending

Opening Finance Doors

Investor finance to help grow your wealth for the future

The Emanate Difference

Here’s how our focus on you ensures you get the right finance solutions

Commitment to education and understanding
Too often we meet clients that have absolutely no idea how their finances have been setup, and no one has explained the ins and outs of the home loan they are on.

Our approach to your financial position is education focused – our mortgage and finance brokers truly believe that if we can educate you along the way, we can empower you understand you own finances, reduce your home loan faster and take control of your financial future.

We don’t take no for an answer
It can be heart breaking and discouraging when the banks say no – and to make it worse, you rarely get a real answer on the ‘why?’. Our mortgage brokers have a direct line of communication to bank’s home loan assessors – you’d be surprised at just how often the banks say no because they have missed something, or misunderstood their own home loan policy.

We know the ‘tricks of the trade’ and take the time to understand your situation, we know how to turn the bank’s around and get you in to your home sooner!

Committed to you now, and into the future!
Once your home loan settles, we don’t just leave you there. We understand that your circumstances change, as do the bank’s – that is why we take a pro-active approach to your annual reviews with our complimentary home loan health check.

What is right for you now might be change in 12 months’ time – perhaps you have more equity in your home, or perhaps some exciting new home loan products have emerged?

Our mortgage brokers will contact you each and every year for you review. You don’t need to chase us, you can set and forget and rest easy knowing that when the time comes – we will call you for your annual home loan review.

‘Too hard basket?’ – Not us!
We turn away no one! We will always provide you will a full review regardless of your situation. Even if you have bad credit, been turned away elsewhere or have bazaar circumstances – we will provide you the curtesy and answers you deserve.

If for some reason we are unable to find a solution for you now, we will work with you for as long as you need until we can find a way to achieve your goals and to get your home loan approved!

A full range of finance services to meet your needs

More than just home loans – Our finance solutions aim to save you money, grow your wealth and business, and protect you and those you care about.

Home loans

Solutions for the first home buyers, your next home, and for the self-employed

Vehicle and Asset Finance

Finding creative car loans to enable you to drive the car you really want

Personal Loans

Lifestyle finance solutions and anxiety-reducing debt consolidation

Investor Finance

Investor solutions to enable you to grow your portfolio and long term wealth

Business finance

Accelerate growth and profit with business and equipment solutions

What our clients are saying

 

“We dealt with Troy with regards to getting a loan to purchase our first house, we couldn’t be happier with the service we received and how prompt and easy it was to deal with troy and the team.

We would highly recommend to anyone in the future.”

 

James

“Everything went as planned. Daniel’s response to all questions was prompt and resolved with knowledge and accuracy.

All in all, great, friendly service.”

 

Lisa Prince

 

“Amazing service, managed to get my exact loan requirements and EVERYTHING went smooth couldn’t recommend enough.”

 

Adam F

“Thanks for sorting out the Balloon refinance on my car, quick and informative service cheers.”

 

Marcus Wilson

“Daniel Reid has been fantastic, he has kept me up to date on all aspects, even if something didn’t come through when it was supposed, he’d let me know.

I highly recommend Daniel Reid. Thank you very much for your professional service :)”

 

Pauline

 

“Troy has helped me obtain both vehicle and home loan finance this year and I was very pleased with the service I received during the two transactions.

His knowledge, professionalism and communication is first class and I’ll certainly be using him again for all my future finance needs. Highly recommended!
Regards,”

 

Michael

“We’ve been using Daniel Reid as our personal mortgage broker for approximately 5 years. We continue to use and recommend Daniel due to his outstanding service. He rings us and keeps us informed and checks in on us. Even when he was on holiday overseas he rang to make sure everything had gone through smoothly for us.

He is efficient, friendly and professional. We will not hesitate to follow him for his services anywhere he goes.”

 

Craig & Celia Plane

 

“My wife and I recently bought a house. We were not experienced at all with the finance market here but fortunately we answered an ad for Emanate Finance and met Daniel. The patience and professionalism of this young man is amazing

. We highly recommend Daniel and Emanate Finance”

 

W Pascoe

“Daniel Reid has renewed my faith in using a consultant. Daniel began this journey with us 2 years ago when we started talking about buying a house. Through many seemingly impossible obstacles and a myriad of dramas, Daniel patiently worked with us – he never gave up and kept trying to find solutions so we could have our dream of home ownership. This dream has now come true in no small part due to Daniel’s patience and ability to think outside the box.

I would trust Daniel with all my future financial adventures and would also happily recommend him to others. “

 

Georgia Bolwell

“Daniel Reid is excellent with his communication. The way he explains everything is very easy and understandable. Daniel communicates and informs you of every detail and development of the application process. He has an excellent attitude and his professionalism is of a very high standard.

Keep it up Daniel – very thankful and happy.”

 

Caballero Family

“Daniel did an amazing job of heping us obtain a loan for building our new home.

Call Daniel for all your Finance needs”

 

Tracey Fleming

We make it our mission to do more than just get your loan approved. Sure – we’re great at that – but doesn’t it make more sense to empower you with the knowledge to understand what is going on with your own finances?

Daniel Reid - Director & Mortgage Broker, Emanate Finance

The latest from our blog

What Happens If I Forget? Undisclosed Debts Explained!

What Happens If I Forget? Undisclosed Debts Explained!

In today’s age with credit so readily available, its common place to have multiple credit facilities. With bank offering new credit cards with 0% balance transfers, and points, car yards advertising rates and repayments over their cars, store fronts offering store cards with no repayments and no interest, and an array of other incentives, it’s no wonder it’s getting hard and hard to keep track of your expenses.

read more
Major Banks Vs The Smaller Lenders

Major Banks Vs The Smaller Lenders

Major Banks Vs the smaller guys It’s no secret that major banks rely largely on branding and customer loyalty to grow their business and turn a healthy profit – what’s not so well known is how the smaller guys operate. Generally when shopping around for a great deal...

read more

A Quick Video Message From Daniel Reid @ Emanate Finance I hope you enjoy our video BLOG. If you'd like to have a chat please book a call on my online calendar by clicking the [Book Calendar Call] button below the video. A Quick Video Message From Daniel Reid @...

read more
How Much Deposit Do I Need? Deposits & Savings Explained!

How Much Deposit Do I Need? Deposits & Savings Explained!

Need to know how much savings or deposit you need for your home loan? It’s important to understand the difference between ‘savings’ and a ‘deposit’. Requirements differ greatly from one lender to the next, including low deposit options, genuine and non-genuine savings, guarantors and more. Read on to find out more.

read more