What are the costs involved with buying a home? If you’re about to get in to the market for a new home then you need to be aware of the potential costs before you sign on the dotted line. It important to ensure you have a good idea of these costs well in advance in...
Mortgage Offset Account – What’s All the Hype About? You may have heard the term ‘mortgage offset account’, but not quite sure what it’s all about or how it can help to reduce your mortgage faster. Also known as an offset home loan or interest offset account; this is...
What do to when the bank says no?? Just because your bank says no, this doesn’t always mean no! Every bank has different policies in place, and every bank uses a different method to calculate how much you can borrow. If one lender said no, that’s ok – it happens,...
Is it still possible to get a home loan with bad credit? Bad credit ratings can cause all sorts of nightmares when you need home loan. The common perception is that neither banks nor lenders alike would consider someone with bad credit to be reliable enough to lend...
Nothing is simple in the world of finance and banking – when applying for a home loan, there is a very delicate balance between giving the bank too much information and not enough! Giving too much information to the lender can cause all sorts of chaos – an...
Should I Rent Out Or Sell My Old Home? How to Make the Most of Your Old Property Change is always good, and in many instances changes are required, similarly the same applies to our home. Many of us spend years in one house and live out our lives there, however many...
Would highly recommend Emanate Finance. Liz and her team went above and beyond for us. She was patient and took much time needed to find the best outcome for us. Would highly recommend these guys to anyone and everyone! Absolutely 5+++ stars ! Brilliant service, super friendly and very efficient! Thanks so much for helping us out. You rock!
Sunita Singh
17 May 2023
Thanks so much, Cat Marriott, for making this process as simple as possible, for always being available for questions. We so appreciate your responsiveness and integrity. You've made our dream into reality. We won't hesitate to refer your great service if given the opportunity"
Sunita & Sunil
Raghunath Rama Murthy
30 April 2023
Daniel and his team are really amazing guys . Their professional and friendly approach is very much appreciated when dealing with mortgage refinance . Keep up the good work. ????
alison poole
20 April 2023
What can I say Cat Marriott was amazing despite facing lots of hurdles she is a lovely & passionate professional who goes above & beyond, highly recommend.
Monica Lamont
14 April 2023
Melanie made it very easy for me to do , living such a busy lifestyle. Always contactable, always kept informed , no stress . Would highly recommend to friends and family . Very happy with everything that was done to make refinancing easy . Very helpful and friendly and always there to answer any of my questions ????
Laurane Seeley
31 March 2023
The service I received Emanate was quick and thorough. Cat, was very friendly and easy to talk to, was very patient with me on things I didn't understand until I understood them, and assistance was great with the online details that I wasn't sure of, I received help over the phone to finalise the paperwork. I recommend Emanate to anyone trying to refinance... Thanks for your help Emanate & Cat for all the help :)
ALISON REED
17 March 2023
Matthew Bailey mortgage broker went above and beyond, constant contact with us and bank to be able to refinance and give us a much cheaper rate. He made it a nice and easy process .We doubted we’d be able to , he made it happen .cannot recommend him highly enough .
Nicola Hardy
8 March 2023
Melanie has been an amazing support throughout the process. She has gone far and beyond for us on several occasions! I would highly recommend you contact her for a chat!! Thanks so much Mel!!!!!
Marnie Terhoeve
23 February 2023
Amazing so helpful and quick with replies, no stupid questions just great work
Nicole Foster
15 February 2023
Cat Marriott thank you for everything you made the job so easy for refinancing and thank you for explaining everything so easily and simple for us. Highly recommended