Investment Property Solutions

Build your property portfolio

with Enamate Finance

Ready for your next property!

 

Build your wealth with a property portfolio

We have expertise for those who are keen to buy further properties and build a portfolio that will serve their future wealth needs and desires.

We not only look for a great rate with a loan that is right for you across all of your loans but will give you guidance as to what may be possible for your next purchase and organise pre-approval.

For our valued investor clients we do an annual review to see exactly where they are and how we can continue to help you acheive your wealth goals.

Right loans, great rates and helping you for the longhaul! 

 

Complete the form below and lets see what we can do for you

Questions about your Refinance??

 

What are the tax benefits?

It’s true, there is an exciting range of tax benefits that may be available to you as a property investor – from negative gearing and depreciation, through to tax minimization.
This is a very specialised area and we recommend seeking professional advice before making any decision.
Speak with us and we can point in in the right direction to get the answers you need.

Can I keep my old home as a rental property?

This is an exciting way to build wealth for your future and many first time investors started out this way.

It sounds like a great to have someone else pay off the mortgage on your investment property – so why wouldn’t you?

There are some important pieces of the puzzle to consider first, so it is recommended to speak with us before making any decisions.

How much deposit do I need?

Deposit requirements range depending on which lenders you are eligible for. We have access to range of lenders that require a minimum of between 5-10% deposits for investments, however most investors start out with 10-20% deposit to minimise the cost of mortgage insurance.

You may be able to simply use the equity in your current home or may be able to apply for a cash-out loan instead of putting in your own funds.

We’ll help you understand each option, who you qualify for and how to ensure the best chance of success with your chosen option.

How much can I really borrow?

Online borrowing calculators are notoriously inaccurate and can often set you off on the wrong path. To make your chance of success harder, each lender will use a different method to calculate how much they will lend you.

Our proactive approach to understanding your borrowing capacity ensures you can go house hunting with some certainly over just how much you can really spend.

We provide a full assessment of your financial position to ensure we understand which lenders you qualify for, and how much each will lend to you.

How long will it take?

Our initial discussion will take no more than 15-20 minutes over the phone to ascertain what options may be available to you.

From there we can give you all the information you need to guide you on your way, if you’re happy with what we’ve spoken about we can arrange a pre-approval to give you peace of mind and ensure you can put forward a strong purchase offer. Each lender will have a different application time frame and we can advise you of what they are.

 

 

Lets find out what is possible for you.

Give us a call or complete the form below