If you’re planning on buying a house, you should be familiar with the most crucial aspects related to the process itself, as well as the consequences of that process. We’ll take a quick look at these and pair them up with brief, but clear explanations.

Banks are tightening their lending criteria everyday – it’s becoming hard and hard to borrow. Property prices are going up, wages are not keeping up and banks and asking more questions than ever before. So how can you increase your borrowing power? Here are a few simple tips that may help!

While it is definitely true that refinancing could help you save money, over the course of time, it isn’t always the case. In fact, there are several things you should consider before going down this path. So, we’d like to outline the main mistakes that Aussies are likely to make when it comes to refinancing.

We all want to buy property below market value! Here’s 16 crucial tips to hel you source a property bargain!
Buying a cheap or unpopular property today, doesn’t always mean you’ve got a sour lemon. It just means the market isn’t there for that property today.

Mortgage brokers can and will help you find a mortgage that you are confident is ideal for you, but this shouldn’t serve as a reason for you to just keep quiet and let them do everything. You want to know who you are working with, so here are a few things you should ask them before going ahead.

There is both good and bad points when it comes to selling one’s house privately. Since a ton of money is involved, always consider the advantages and disadvantages thoroughly before you proceed as your own realtor or with a good real estate agent, and make sure you make the right decision for your circumstance. Here’s a few key points!

Today we’ll play the role of that realtor and introduce to a couple of things you could try out to get top dollar when selling your house.

Granny flats have become popular as sources of income and all signs point out that this property strategy does work indeed. Instead of mowing that lawn you don’t use and paying other people to take care of it, you could transform it into a passive income that may allow you to achieve your retirement goals sooner….

When considering if you should switch your home loan you should always consider your goals and if it will help you achieve them faster. Consider if the benefits outweigh the negatives first. Here are some reason for and some reasons against refinancing.

Almost everyone has an opinion when it comes to property and there are countless myths running around Perth – whilst it can certainly make great weekend BBQ conversation, be sure to get the right information. Here are some of the most common first home buyer myths!

Banks are continuously changing and tightening their policies, so it’s no wonder that self-employed loans can seem daunting and unclear. Each lender has their own set of policies – or rules if you want to call it that – and so navigating the variances from one to the next can be time consuming and can even cause irreversible damage to your credit rating. Check out this article for more info on self-employed home loans.

If you’re about to get in to the market for a new home then you need to be aware of the potential costs before you sign on the dotted line. It important to ensure you have a good idea of these costs well in advance in order to ensure you are not short on funds at settlement and give yourself ample time to come up with the cash. Here are some of the costs to be aware of in advance.

An offset account helps to reduce the amount of interest you pay on your mortgage, which in turn helps to reduce the principal at a faster rate – check out this article for some insight in to how an offset home loan account works.

Just because your bank says no, this doesn’t always mean no! It seems simple, but just understanding your financial position thoroughly will make a huge difference. Read on for some great tips on what to do when you get a declined application.

Many lenders use a credit scoring program for evaluating your credit “worthiness” prior to approving your home loan. If you’ve been hit with a low credit score, credit score decline or just know you have defaults and bad credit then this article is for you!

When applying for a home loan, there is a very delicate balance between giving the bank too much information and not enough! Check out this article for some quick tips on structuring your application.

‘Should I sell my old home, or should I keep it and rent out?’ The concept of owning investment property is becoming more and more popular every year, sometimes the quickest road is the road already taken.

In today’s age with credit so readily available, its common place to have multiple credit facilities. With bank offering new credit cards with 0% balance transfers, and points, car yards advertising rates and repayments over their cars, store fronts offering store cards with no repayments and no interest, and an array of other incentives, it’s no wonder it’s getting hard and hard to keep track of your expenses.

Major Banks Vs the smaller guys It’s no secret that major banks rely largely on branding and customer loyalty to grow their business and turn a healthy profit – what’s not so well known is how the smaller guys operate. Generally when shopping around for a great deal...

Buying a new home with mates might seem like a great idea at the time, and it can be a lot of fun – there are some important things you should consider before making the decision to purchase such a large asset with someone that may not have the same lifestyle or habits as you. Read on for more!

Need to know how much savings or deposit you need for your home loan? It’s important to understand the difference between ‘savings’ and a ‘deposit’. Requirements differ greatly from one lender to the next, including low deposit options, genuine and non-genuine savings, guarantors and more. Read on to find out more.