Long and expensive renovations don’t always add value and can often make a loss – here are our top 6 tips to help you get started with renovating for profit!

Is it still possible to get a loan in your golden years? It’s still possible to borrow over the age of 50, but there are some important pieces of the puzzle to be aware of before you make your application. Read on to find out more

Here’s a quick tip to get up to 25% discount on your Alinta Energy gas bills from a Perth Mortgage Broker who goes above trying to save money on your home loan! Read there full article and contact us for more money savings tips.

If your budget is running rampant and out of control, you may find yourself going backwards. Keeping up with multiple repayment, covering ever increasing living expenses, school fees, car maintenance – it all ad’s up very quickly. If this sounds all too familiar then perhaps it’s time you stopped for a moment to really take a look at your budget and see where you can make improvements to maximize your cashflow.

One of the frequently overlooked tax deductions you can easily claim on your property investments is depreciation. If you don’t have a depreciation schedule you could be missing out on potentially large tax deductions.

Whеn іt соmеѕ tо mоvіng tо a nеw hоmе, the actual mоvіng іtѕеlf іѕn’t thе problem – іt’ѕ thе painful task packing all of your belongings – ‘Do we really have to pack again?’ For mоѕt of us, thе thought of расkіng аlrеаdу turns our hair grey! Mаkе moving day easy breezy with these simple tірѕ.

Tіrеd оf renting or lіvіng аt hоmе wіth the parents? If you’ve been ѕеttіng ѕоmе mоnеу аѕіdе and are ready tо bесоmе a hоmе оwnеr, there аrе ѕоmе steps thаt уоu will nееd tо tаkе before just jumping іn аnd finding your dream hоmе.

If you are looking to add more value to your property without spending a small fortune, then the DIY approach can be a great option. There are many ways of adding value to your property without need for expensive tradies and house repairers.

Stepping out there on your own for the first time can be daunting. You may notice things are a little more expensive than you initially thought. With that in mind, you may need help in making many decisions regarding the expenses you’ll incur when you’re living on your own, and to work out a budget for how you’ll manage your finances to cover them.

Most home owners don’t give much thought to paying interest on their purchases. For many of us, it is a price to be paid in order to get what we want. Here are some tips to minimise the interest you’re paying!

One of the biggest concerns when trying to secure a home loan is having a bad credit. Are you currently grappling with one? Before you search for your home loan, there are essential things to understand first.

Doom and gloom to some, opportunity to others – Price Predictor Index for spring paints a grim view of the city and assessed 20 suburbs as entering the “danger category”. The Index classifies suburbs with sales patterns as rising fast, rising steadily, plateau or consistency markets, but where there is a “marked decline in sales activity” suburbs are classified as in danger.

For many Australians, one of the biggest investment decision of our lives is often our home. With so many bank and non-bank home loan options available, it’s no wonder it can become a little cloudy when trying to work out the most cost effective way to reduce your mortgage repayments.

Loan servicing is not as simple as you might think, and can vary dramatically from one lender to the next. Most lenders have some form of borrowing capacity calculator available on their website – the unfortunate truth is that these generic calculators are highly inaccurate!

Should you keep renting and buy your first investment property instead of a house? Investment properties have their strengths and weaknesses, as does home ownership!

Interest only loans may seem like a great idea at the time – after all, why wouldn’t you want to have the lowest mortgage repayment possible? But is it really a good idea? As the name suggests, an interest only loan does not pay the balance back and only focuses on covering the monthly interest on the loan – so you need to consider if it is right for you.

Home loan rates are lower than they’ve ever been, so are we at the bottom of the home loan rate cutting cycle – or will rates fall even further?

Mortgage offset accounts work similar to your savings account, except that rather than earning interest on your savings – you simply save money on your mortgage.
So on one hand you could be earning a rate of say 3% on your savings, which then may be subject to tax at your marginal tax rate – on the other hand you could just simply save 5% on your home loan and not pay the interest to begin with.

What is Rentvesting? Have you ever come across the term rentvesting? Nowadays, you may find many young couples and families putting off their plans of buying their primary residence right away. Rentvesting is a new approach to wealth-building and you could look at it...