Why refinance?

Get a Lower Rate

My Rates Too High – I just need a cheaper mortgage!

Consolidate My Repayments

I have many repayments and want to consilidate them with my mortgage

Renovate My Home

I’d like to use the equity in my home to get cash for things like renovations

Wipe Decades Off Mortgage

I want to refinance so I can own my own sooner and potentially wipe decades off!

Something Else

I want to refinance for another reason and will tell you all about it when we chat!

Your Success Is Our Mission

Mortgage free home ownership is our mission. We’ve put hundreds of Aussie’s on the path to become mortgage free in their dream home.

Our Mission

Taking out a mortgage isn't just about getting a loan or snagging a low interest rate. It's about taking a fundamental step towards financial freedom.

Securing the right advice and loan structures from day one can make a world of difference. It's not just about saving money in the short term; it's about saving potentially tens, if not hundreds of thousands of dollars over the life of your home loan. Plus, it could mean owning your home decades sooner.

On the flip side, following the banks' standard cookie-cutter strategy might leave you feeling trapped in a mortgage, turning your dream home into a financial prison.

That's why our mission is clear: we're dedicated to helping you achieve mortgage-free homeownership. Once you reach that milestone, you'll never have to answer to a landlord or bank ever again.

That’s how we help you secure your financial future and gaining true independence.

Tori’s Story

When Tori approached us, she was struggling to get by and meet the repayments on 10 different loan accounts, all coming out on different days, for different amounts with rates ranging up to 24%. Coupled with day to day expenses and the rising cost of living, she really felt like everyday was living just to pay the bills.

Her combined repayments were about $3,950 per month, with on average $42 per month in loan account fees.

The Solution

This truly was an amazing outcome for our client. We were able to find a lender that was happy to consolidate those 10 accounts into one, easy to manage low mortgage repayment of just $1,711 per month. 

The Outcome

That’s a saving of $2,239 per month.

And here’s a fun fact – if we put that savings of $2,239 every month back on to this mortgage, it would be paid out in full in just 7 years and save a massive $248,688 in interest.

The Highlights

R

Down to one repayment

R

New repayment less that half

R

Can now be mortgage free in just 7 years

R

$248,688 in possible interest savings

Tori’s Story

When Tori approached us, she was struggling to get by and meet the repayments on 10 different loan accounts, all coming out on different days, for different amounts with rates ranging up to 24%. Coupled with day to day expenses and the rising cost of living, she really felt like everyday was living just to pay the bills

Her combined repayments were about $3,950 per month, with on average $42 per month in loan account fees.

The Solution

This truly was an amazing outcome for our client. We were able to find a lender that was happy to consolidate those 10 accounts into one, easy to manage low mortgage repayment of just $1,711 per month. 

The Outcome

That’s a saving of $2,239 per month.

And here’s a fun fact – if we put that savings of $2,239 every month back on to this mortgage, it would be paid out in full in just 7 years and save a massive $248,688 in interest.

The Highlights

R

Down to one repayment

R

New repayment less that half

R

Can now be mortgage free in just 7 years

R

$248,688 in possible interest savings

Our Mission

Taking out a mortgage isn't just about getting a loan or snagging a low interest rate. It's about taking a fundamental step towards financial freedom.

Securing the right advice and loan structures from day one can make a world of difference. It's not just about saving money in the short term; it's about saving potentially tens, if not hundreds of thousands of dollars over the life of your home loan. Plus, it could mean owning your home decades sooner.

On the flip side, following the banks' standard cookie-cutter strategy might leave you feeling trapped in a mortgage, turning your dream home into a financial prison.

That's why our mission is clear: we're dedicated to helping you achieve mortgage-free homeownership. Once you reach that milestone, you'll never have to answer to a landlord or bank ever again.

That’s how we help you secure your financial future and gaining true independence.

Australian Brokers

All our Mortgage Brokers live and work in Australia, just like you

Save Time Online

Save time with a fully integrated online experience

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Safe & Secure

You private information is safe with us

Video Chat

What with us by Video, phone and email

5 Star Team

With 5 Star on Google, you know you're working with the best!

Lifetime maintenance

We regularly renegotiate on your home loan whilst you sleep!

Real Stories

Our Clients

Back to homeownership after bankruptcy

Luke & Rachel Almos

After filing a Part IV Bankruptcy, Luke & Rachel thought they'd be trapped in the rental market for good. Read the story of how Luke & Rachel went from paying $450/week rent, to paying $250/week on their new home!

First Home Buyer

Frank Milly

Approached his own bank directly and was told he needed an unachievable 30% deposit due to the location of the property. Read his story to find out how we solved his dilemma and got him into his first home!

Dissapointed long-time loyal bank client

Laura & Timmy Hall

Laura & Timmy were shocked to find their bank was offering rates a whole 1% lower to win new customers, and were heartbroken when they refused to repay their loyalty with that same rate.

Too many repayments

Tori Mannis

From struggling to get by and meet the repayments on 10 different loan accounts, to being in a position to debt free and own her home outright in as little as 7 years.

Get Started

Book a video call with a home loan specialist

DISCLAIMER: Client names have been changed to protect their identity, all our client stories are real stories from real clients we have assisted. Chat to our team to see if we can achieve a similar result for your circustances.