emanate2phone-ringing-icon_GJJLNrO__L 0415 297 154

Terms and conditions
  1. You will receive the interest rate that we receive the lender with no commissions paid to Emanate Finance
  2. Commission is waived however origination fee of up to $770 is still applicable
  3. Must be a home owner with a maximum loan to value ratio of 80%
  4. Loan must settle within 3 months of initial enquiry

Wholesale Car Loan Rates For

Home Owners

See If You Qualify!

Why pay more than you have toexclamationwhite


Shop with confidence knowing we will beat any written quote or we will provide you with a $100 fuel voucher on settlement of your loan.

Price Beat Terms and Conditions
  1. Your application for finance must be approved and settled with Emanate Finance through one of our panel lenders.
  2. A written quote must be provided to Emanate Finance within 5 business days of your loan settlement with Emanate Finance and must show the date being within 5 days of the initial Emanate Finance application date.
  3. The quote must be in the same name as the applicants of the Emanate Finance application.
  4. A full needs analysis must be conducted by the quoting supplier to confirm your eligibility for the product or quote they are offering.
  5. The quote must show all fees and charges and must be for the same loan amount and loan term as the Emanate Finance application.
  6. Not applicable for applicants with credit defaults, impaired credit history or personal loans, including where a personal loan is used to finance a vehicle purchase.
  7. It is at the full discretion of Emanate Finance if the competing quote or offer is the same or similar in nature to the Emanate Finance application and if the quote is lower than the application completed with Emanate Finance.
  8. We reserve the wright to verify if the quote is genuine.


Freedom to choose the model you want, buy from a dealership or private sale.

Everyone needs a car for different reasons, so it’s fair to say we all have different requirements. Some of us just need to get the kids to and from school safely, whereas some want nothing more than to show off that shiny new sports car!

Whatever the reason, Emanate Finance has you covered – with a range of affordable and competitive finance options to suit every budget and lifestyle

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Expert advice all the way

Deal with the experts!
Peace of mind knowing you are dealing with an expert finance broker at all times. Emanate Finance takes the stress out of car finance. No more waiting on hold, no more explaining the same things over and over again to a all centre, no more being just a number.

exclamationwhitePersonalised options to suit your needs
We understand that your financial position is unique. We will ask you the right questions to understand your circumstances and will seek suitable options – even if you had credit issues in the past.

All applications considered
We promise to provide a full review for all applications, we won’t turn you away just because you don’t fit the regular mould, we will reviewing all possibilities and advise you of your options.


Let Emanate manage your application from start to finish


We compare the offers and bring the lenders to you, manage the application process and keep you informed of any progress along the way. Rest easy knowing we’ve got you covered.

Mascribblehooraysny lenders are only free during business hours in their local time, our brokers are available when you need them.

Access to multiple lenders gives us flexibility to find a solution without multiple credit
enquiries affecting your credit rating.

Copyright 2017 Emanate Finance | ABN 18 614 396 208 | Credit Representative 491453 is authorised under Australian Credit Licence 389328 | Disclaimer: Terms, conditionals, fees and charges may apply. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Emanate Finance and its consultants are members of the MFAA and The Credit and Investments Ombudsman (CIO), ensuring you are dealing with a licensed professional.