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Why Refinance?

  • Refinancing is simply paying off your existing mortgages or debt with a potentially lower interest rate, with long term financial benefits that could save thousands in unnecessary fees and interest
  • 2020 saw record-low interest rate drops across Australian, and many homeowners that bought properties when interest rates were high have since taken advantage of the record low interest rates by refinancing
  • By refinancing, you could potentially save thousands because you would be paying less on interest 
  • By refinancing, you could scrape off years on your mortgage repayments as you will pay less in the long run
  • If you are facing financial difficulty or you have multiple payments to make monthly, refinancing is a way to pay off all your debt and get a new loan with just the one repayment, potentially saving you thousands on those loans too

Why refinance when in debt

  • We all face debt at one point in our lives, by refinancing your debts you could potentially save thousands by consolidating everything in to one, easy to manage monthly repayment
  • Refinancing debt in 2020  is a financially smart move due to the current low interest rates  

Why work with Emanate Finance

Large Panel Of Lenders

Emanate Finance has access to over 35 lenders!

One Of The Lowest Rejection Rates

Average loan approval rate sits at 60% nationally while Emanate Finances approval rate sits at 94%!

5 Star Service

Emanate Finance has a 5 star rating on both Facebook and Google. All our customers can vouch for our high level of experience!

We’ll always be bias about our services. Instead, see what our clients have said about Emanate Finance.

I worked with Daniel over the past couple of years and really enjoyed his fresh attitude, professionalism and can do approach. This flows through to his clients and ensures the very best finance structure to suit their needs whilst at the same time getting them the very best deal possible. Keep up the great work Dan, it’s been a pleasure dealing with you and keep up the great work! Cheers, Dino

Dino Pacella

Daniel, thank you. You were on top and informative every step of the way. We are in Qld and you in WA but nonetheless helped us through the processes. Highly recommend Daniel and Emanate Finance.

Michelle Kennedy

Daniel did an amazing job of helping us obtain a loan for building our new home. Call Daniel for all your Finance needs 

Tracy Finnigan

My wife and I recently bought a house. We were not experienced at all with the finance market here but fortunately we answered an ad for Emanate Finance and met Daniel. The patience and professionalism of this young man is amazing. We highly recommend Daniel and Emanate Finance.

Will Pascoe

Amazing service, managed to get my exact loan requirements and EVERYTHING went smooth couldn’t recommend enough.

Adam Fitzgerald

Just got settlement on a house purchase with the finance organised by Daniel from Emanate Finance. Daniel was able to get us a loan in a situation where if we had just applied ourselves, I’m confident we would have been turned down. He knows his products and lenders – highly recommend.

Georgina Ker

Meet Our Brokers

Daniel Reid - Director

Daniel is an experienced mortgage broker and finance professional in Perth with a wealth of real-world knowledge. He is a father of two, a home owner, an experienced property investor, an author, regular blogger and the director of Emanate Finance.

Troy Anderson - Mortgage & Finance Broker

Troy is an enthusiastic and driven finance professional that strives to provide his clients with an unparalleled service. Troy works to find the best solutions to meet the financial needs and objectives of his clients, facilitating a smooth loan process from start to finish, with an aim to help educate clients along the way. Taking exceptional care of his clients is paramount, even beyond settlement, with regular reviews Troy endeavours to always have his clients in the best position.

Copyright 2020 Emanate Finance | ABN 18 614 396 208 |  Australian Credit Licence 498922| Disclaimer: Terms, conditionals, fees and charges may apply. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Emanate Finance and its consultants are members of the Mortgage & Finance Association of Australia (MFAA) and the Australian Financial Complaints Authority (AFCA), ensuring you are dealing with a licensed professional.