Finally…A finance expert break ranks and lets you into the REAL DEAL about how the bank REALLY sees your loan application.
This is MUST READ information!
6 MUST READ reasons why you need to read this BEFORE you make an application
How lenders view your application
Insight into how lenders REALLY look at your application, from start to finish.
How to overcome credit score
We reveal how a credit scoring works, and what you can do to ensure your score is as high as possible.
A guide to lender loan servicing
Did you know that every lender has a very different way of working our your borrowing capacity?
Know which information to give the bank
Not giving the bank enough information can cause delays, giving the bank too much can cause irreversible damage.
Ensure the best chance of success
After you’ve read this book, you won’t need a broker! But it’ll certainly help if you have one in your corner!
What to do when the bank says no
Just because the bank says no, doesn’t always mean no – learn how to turn that no in to a ‘YES!’
About the Author
Daniel Reid
Mortgage broker and director
0415 197 154
Daniel is an experienced mortgage and finance professional with a wealth of real-world knowledge. He is a father of two, a home owner, an experienced property investor, an author, educator, regular blogger and the director of Emanate Finance.
Having spent much of his working life in customer service and customer focused roles, Daniel’s passion and determination is rivalled only by his proactive approach to annual reviews, ensuring you are always kept abreast of what is happening in the market and not paying more than you should be.
Daniel understands the importance of education throughout the process and will ensure your finances are setup correctly from the start – and more importantly speak in language you can understand. With education and understanding at the forefront of the Emanate Finance philosophy, Daniel will guide you on the path to financial freedom.
In his spare time, Daniel loves snowboarding across the globe, travelling the world with his family, brewing his own range of short run beers, connecting with other business owners and boating in the Swan River and surrounding oceans.
Daniel holds a Diploma of Financial Services (finance/mortgage broking management), is a member of the Mortgage Finance Association of Australia and is registered with ASIC ensuring you are speaking with a fully qualified industry professional at all times.