by Daniel Reid
Mortgage Offset Account – What’s All the Hype About? You may have heard the term ‘mortgage offset account’, but not quite sure what it’s all about or how it can help to reduce your mortgage faster. Also known as an offset home loan or interest offset account; this is...
by Daniel Reid
What do to when the bank says no?? Just because your bank says no, this doesn’t always mean no! Every bank has different policies in place, and every bank uses a different method to calculate how much you can borrow. If one lender said no, that’s ok – it happens,...
by Daniel Reid
Is it still possible to get a home loan with bad credit? Bad credit ratings can cause all sorts of nightmares when you need home loan. The common perception is that neither banks nor lenders alike would consider someone with bad credit to be reliable enough to lend...
by Daniel Reid
Nothing is simple in the world of finance and banking – when applying for a home loan, there is a very delicate balance between giving the bank too much information and not enough! Giving too much information to the lender can cause all sorts of chaos – an...
