Who Is Kelly Gange?
Kelly is your local broker and can help you navigate the home loan process. No matter what type of loan you’re looking for and regardless of your circumstances, she has the connections and relationships to find you the right package for your needs. Covering all areas in the Northern suburbs including the Rural outskirts and with access to over 30 different lenders you know and trusts Kelly’s commitment is to take the leg work out of finding you the right loan.
“Unfaultable service from Kelly from the get go! Super efficient, super quick and I’m super happy, Highly recommended” – Charmaine from Bullsbrook
Not all mortgage brokers are equal!
With a wealth of experience and knowledge in securing finance for self employed borrowers, first home buyers, property investors, complex applicants and those looking to refinance, Kelly works with you to make sure you get the right interest rates, structure and flexibility for your particular situation. Her focus is always on making sure your borrowing experience is a good one. She’ll Keep in close contact throughout the application process and is always available to talk through any concerns or questions.
Kelly resides in the country side on a farm, In her spare time she is a volunteer Fire Fighter at her local Fire and Rescue Brigade. She also enjoys Cross fit, staying fit for mountaineering and wakeboarding as she enjoys all aspects of Travel & Adventure.
Kelly holds a Diploma of Financial Services (finance/ mortgage broking management), is a member of the Mortgage Finance Association of Australia (MFAA) and Great Northern Business Committee, and is licensed under ASIC ensuring you are speaking with a fully qualified industry Professional at all times.
How Can I Help You?
Here we have our super hero in his natural environment!
You'll spot Kelly traveling the world, exploring new places, finding hidden waves and reefs
Water sports are great fun!
Working hard for the love of family!
Kelly's past life working hard up in the mines!
Our recent success stories
Thankfully, their next move was to contact Emanate Finance for a home loan rate review. With just a 10 minute phone conversation Laura & Timmy where able to discover that not all lenders are alike, in fact they were able to secure an interest rate a whole 1% lower than what they were on. Although they only had a small mortgage, their savings were well worth it. Laura & Timmy
By using the equity in their home, Fiona & Kim were able to consolidate all their accounts in to one, easy to manage and much lower monthly repayment. Fiona & Kim have cleared up all their back payments, payed out all of their loans, closed down the credit cards and even payed their overdue council rates. Fiona & Kim
Frequently Asked Questions
How much deposit do I need?
How much can I save?
How much can I borrow?
Our proactive approach to understanding your borrowing capacity ensures you can go house hunting with some certainly over just how much you can really spend.
We provide a full assessment of your financial position to ensure we understand which lenders you qualify for, and how much each will lend to you.
How are broker and bank pre-approvals any different?
Given the number of pre-approvals that never proceed, it’s no wonder the banks take short cuts!
We review all the information that is needed to get a REAL pre-approval before the banks credit team get involved
How long will it take?
From there we can give you all the information you need to guide you on your way, if you’re happy with what we’ve spoken about we can arrange a pre-approval to give you peace of mind and ensure you can put forward a strong purchase offer. Each lender will have a different application time frame and we can advise you of what they are.
Emanate Finance believes everyone deserves affordable home ownership, we believe money should be spent on living life – not living life to make money and we believe that loyalty should mean something – we believe in a better way!
Ready to get started?
Credit Representative 500878 is authorised under Australian Credit Licence 498922
Copyright 2018 Emanate Finance | ABN 18 614 396 208 | Australian Credit Licence 498922| Disclaimer: Terms, conditionals, fees and charges may apply. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Emanate Finance and its consultants are members of the Mortgage & Finance Association of Australia (MFAA) and the Australian Financial Complaints Authority (AFCA), ensuring you are dealing with a licensed professional.